July 11, 2014
An auto accident can be one of the most frightening events you will encounter. It is important to attempt to remain calm and make sure that the situation is handled in a way that ensures you receive the medical treatment that is vital to your recovery. First, you should always contact law enforcement as quickly as possible regardless of what the at fault driver suggests and never move your vehicle in advance of police presence. The police are able to prepare a report and provide information that can be dispositive in determining who is the at-fault driver. Further, without a detailed police report, insurance companies regularly deny claims for compensation.
After calling the police, the next step is to check on any injuries and make sure that you seek medical attention. Some injuries, especially soft tissue injuries or whip lash, may not present for several hours or even days. You should closely monitor your physical condition after any auto accident. If no immediate medical attention is needed, the next step is to exchange information with the parties involved in the accident. Make sure to obtain the name, address, telephone number, license plate number, insurance company, and policy number of any party involved. While at the scene of your accident, the police officer will provide you a report number, and this report will be available a few days after the incident. If the officer determined a traffic law had been broken and issued you a citation, immediately contact an attorney as an admission of guilt may cause an insurance company to deny your claim for compensation.
While the accident is still fresh in your mind, write down a written account of the events as you remember them. After the investigation is completed, you can contact the at-fault driver’s insurance company and/or your own insurance company. In general, this is not the best decision especially when there are questions of which party is the at-fault driver. Even if fault is clearly evidence from the facts on the police report, speaking with an insurance adjuster is still unadvisable. They may ask you questions about the accident, which is oftentimes recorded, and can be used against you in the future.
If you have been seriously injured, it is a good idea to contact an attorney. An attorney experienced in this area can advise you on the best way to handle the medical treatment, mounting medical bills, and multiple phone calls from the insurance adjusters. If you or someone you know has been involved in an automobile accident, please contact us at King Law Offices to set up a free consultation. A quick consultation with one of our experienced attorneys can help ensure that your situation is handled properly and you receive the compensation you deserve.